Disclosures, commissions and legal notices

Direct answer

What fees or commissions might apply? On this site, today: none, because the outbound “Compare offers” and “Check eligibility” routes are documented stubs. In a future commercial arrangement, a partner may pay us a commission if you click through and later take a product. We do not add a separate “website fee” on top of an insurer’s premium. We will not write “at no extra cost to you” unless that statement is true for that partner.

This page is the long form of the notices in the footer.

Not advice, not a broker, not a PDS

Content is general information for people in Australia who want to understand how insurance comparisons work. It does not consider your objectives, financial situation or needs. It is not:

• personal financial product advice
• a recommendation to buy, switch, cancel or hold a policy
• a Product Disclosure Statement, Financial Services Guide, or Target Market Determination
• a claims service, repair network, or emergency assistance line

You must read the PDS, policy schedule, exclusions, limits, waiting periods and eligibility rules for any product you consider. Where a decision could affect your health funding, income, home or dependants, consider licensed advice.

Duty and eligibility

Australian consumer insurance contracts generally require you to take reasonable care not to make a misrepresentation. Cheap quotes that depend on guessed medical, driving, occupancy or claims answers are how people create declined claims. We cannot assess your eligibility. Insurers can decline, load, or exclude after they see answers we never collect.

Affiliate and advertising disclosure

• Placeholder CTAs use generic verbs: “Compare offers”, “Check eligibility”.
• They route to /go/{stub}/ pages that explain they are not partner deep links.
• We do not invent insurer URLs, promo codes, or “partner exclusive” prices.
• If a relationship is later contracted, the article that contains the link will say we may earn a commission.
• Sponsored or advertising modules, if added, will be labelled as such and will not be dressed as independent research.

What we never publish as fact

• Live or typical premiums
• Guaranteed savings
• “Cheapest”, “#1”, or star ratings without a dated methodology and sample
• Current product features of a named insurer unless we are quoting a dated, publicly checkable source and labelling the date (this rebuild does not do that in launch content)

Complaints about products (not about this website)

If your complaint is about an insurer, broker or super fund, use that firm’s internal dispute process, then AFCA if you remain unhappy and the firm is a member. If your complaint is about this website’s accuracy, email callum.sherwood.seo@gmail.com.

Copyright and trademarks

© Compare Insurance Prices (compareinsuranceprices.com.au). All rights reserved.

All trademarks, logos and brand names — including those of insurers, underwriters, brokers, banks, super funds and comparison platforms — are the property of their respective owners. Mentions are for identification and education. They do not imply endorsement, sponsorship, affiliation, or that we sell that brand.

Guest contributions remain the copyright of their authors unless otherwise agreed. Unauthorised reproduction of our text, diagrams or design system is prohibited.

Medical, legal and emergency notes

Nothing here is medical advice, legal advice, or an emergency procedure. If you need urgent help, use local emergency services. If you need a policy document in a disaster, contact your insurer’s claims line — not a general education site.

Related pages

Methodology explains how we write. Privacy explains what little we intend to collect. Contact is the human inbox.